body {
 padding:10px;
 margin:0px;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:0.7em;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
 background-image:url("../images/background.jpg");
}

a {
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:09pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

a:hover {
 font-weight:bold;
 color:#00b000;
}

div {
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:09pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

h1 {
 padding-top:0px;
 padding-bottom:0px;
 margin-top:0px;
 margin-bottom:0px;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:18pt;
 font-weight:bold;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

h2 {
 padding-top:0px;
 padding-bottom:0px;
 margin-top:0px;
 margin-bottom:0px;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:15pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

h3 {
 padding-bottom:0px;
 margin-bottom:0px;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:11pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

h4 {
 padding-bottom:0px;
 margin-bottom:0px;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:9pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

h5 {
 padding-bottom:0px;
 margin-bottom: 0px;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:7pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

p {
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:08pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

ul {
 list-style-type:disc;
 font-family:verdana,arial,helvetica,sans-serif;
 font-size:10pt;
 font-weight:normal;
 text-decoration:none;
 color:#406080;
 background-color:#ffffff;
}

hr {
 width:95%;
 height:1px;
 color:#ff6060;
 border:none;
 background-color:#ffffff;
}

textarea {
 font-family:Verdana,Arial,Helvetica,sans-serif;
 font-size:09pt;
 background-color:#ffffff;
}

table {
 border-style:hidden;
 table-layout:auto;
 border-spacing:0;
 border-collapse: collapse;
}